1. HDFC Credila
- One of the top private lenders dedicated only to education loans
- Loan up to ₹1–2 crore
- Faster approval than banks
- Both secured & unsecured loans available
- Slightly higher interest rates than public banks
2. Avanse Financial Services
- Popular NBFC for study abroad loans
- Offers non-collateral loans
- Covers 700+ universities globally
- Requires co-applicant
3. InCred Finance
- New-age fintech lender
- Quick digital process
- Loans up to ₹40 lakh without collateral
- Competitive rates for good profiles
4. WeMakeScholars
- Not a lender — loan comparison platform
- Works with SBI, ICICI, Credila, Avanse, etc.
- Helps you get lowest interest rates + approval guidance
- Supported by Govt of India initiative
5. Prodigy Finance
- Foreign-based lender
- No collateral required
- No co-applicant in many cases
- Focus on top universities (USA, UK, etc.)
